Fact: INCOME TAX IS VOLUNTARY.

Not one cent of the income tax we pay gets spent on beneficiaries, hospitals, roads, education or the like.
It ALL goes towards paying off the fraudulent national debt which the international banking cartel has imposed on our countries as payment for them to manage our monetary policy.

How well do you think they are doing?

For more on this read Bill Stills latest book -No More National Debt:
In this book he explains how sovereign nations don't have to borrow their money into existence and how we cannot "pay down" the National Debt because all of our money is created out of debt. To reduce the debt would be to reduce the national money. The only solution is to do what's been done many times throughout history -have our governments issue debt-free money direct from the treasury instead of BORROWING privately controlled debt-laden money from private banks. This way we can break free of the debt money system. The problem is the same for every nation on earth, as is the solution. Nations don't have to borrow; nations can create.

Creating a nation's money is THE MOST IMPORTANT power of any sovereign nation.
no more national debt



sticking it to the tax man

The following conversation contains all the information you need to know in order to un-volunteer yourself from paying unelthical income taxes and stop the central banking fraud that has spread accross the globe in the last 100 years. Please read it, absorb it, reckognise it, realise it and understand it -then do what you need to do to help us regain control of OUR countries and reinstate positive sound money that works for the good of humanity.


Neo: Anyone in New Zealand have any experience in contesting paying income/GST etc. Is there any way to effectively say "I'm not your slave"?

Morpheus: Hi Neo, I'm the "anyone" you are looking for.

I have spent 5 of the last 7 years fighting the Inland Revenue and taking our understanding well beyond the concepts it contains.

IRD will never answer your questions because most of them don't know, and the few who do know, know they can't tell you the actual basis for their authority, as it is too fragile.

The contract does indeed make the law, and in the case of taxes there are two you need to be aware of.

1) With GST, you voluntarily register, and you voluntarily put a GST portion on every invoice you send out. The moment you collect GST from someone in the process of getting paid for your work, you have an obligation to account for it to the IRD. If you do not, you have committed GST fraud. This is not slavery, because you did it all voluntarily.

2) With Income Tax, the contract is found at your bank. The deposit agreement contains a clause where you agree to pay "all taxes, levies and duties associated with the use of this account". That contract clause, because it benefits a third party (the tax man), can be enforced by the IRD using the Contracts (Privity) Act 1982. Of course, do not expect either the IRD or the Court to admit this to you. But you will lose any court case, and this will be why.

The reason they cannot define "income" is because it would reveal the truth of the system. "Income" is merely any deposit into a bank account. This is not a legal definition, but how they enforce a tax on "income" from a practical standpoint. So it is the "real world" meaning of the term.

So if you do not care for the above taxes, terminate the relevant contract (Bank Account) and you will no longer be treated as the voluntarily slave you are.

For the last 2 years I have spent little time fighting the tax man, because I now know how deep the rabbit hole actually goes. When you really get your own house in order, the IRD simply disappears from sight.


If you are an employee in New Zealand you are protected from the IRD by the
Wages Protection Act 1983


Click below to download a template letter that you can use to withdraw any consent you
may have given to your employer to deduct income tax from your salary/wages.

Withdrawing Consent (Word Format)

*If you are self employed you will have to make your own arrangements with your employers to be paid in cash or by cheque.


Neo: Now, you say for the last 2yrs you no longer waste time fighting the tax man. Would you care to share/explain your processes that made the IRD disappear from sight as you put it.

Morpheus: What I am about to say comes from being the single biggest thorn in the side of the NZ IRD for the past seven (7) years. No one in this country has opposed them more consistently, nor won more court cases against them. That includes any lawyers and accountants, as well as others in the freedom movement. 

It is probably also true that no one has lost more cases against them either. I did this basically full time for about 5 years, and took on the cases that everyone else said were hopeless. There is no argument we did not try, and I have as my reference thousands of letters and close to a hundred court cases. All real examples with real results. No theories here.

Yes, the income tax is voluntary. It has to be because you own your labour.

If you are an EMPLOYEE your right to receive 100% of your pay cheque is protected under the Wages Protection Act 1983, which forms a part of NZ employment law. If you are a CONTRACTOR you will have to arrange with your employers to collect your pay in cash however they are not obligated to do this. An uncrossed cheque is your next best option.

With very few exceptions, you have already VOLUNTEERED into the tax system!

Please re-read the above line at least a dozen times until it sinks in. You HAVE volunteered. So stop arguing.

Don't enlist in the Army and then protest that you have a "right" to choose what clothes you wear at the start of each day. No one put a gun to your head and forced you to "volunteer".

Read the contract you signed when you opened your bank account. I know you haven't read it. Nobody ever does. You will find a clause that roughly states, "I agree to be liable for all taxes, levies and duties associated with the use of this account."

The income tax (and GST) is a tax on the USE of a bank account. It never was a tax on your labour. Yes, you own your labour, but the moment you deposit that hard-earned pay cheque into a bank account, it becomes taxable. It is as simple as that.

The IRD can enforce this contract with your bank even though they are a third party because it contains a "promise" to their "benefit". Section 4 of the Contracts (Privity) Act 1982 reads:


Deeds or contracts for the benefit of third parties
Where a promise contained in a deed or contract confers, or purports to confer, a benefit on a person, designated by name, description, or reference to a class, who is not a party to the deed or contract (whether or not the person is in existence at the time when the deed or contract is made), the promisor shall be under an obligation, enforceable at the suit of that person, to perform that promise.


I heard personally from the head of currency at the Reserve Bank that there are "no liabilities or obligations that arise from the use of Reserve Bank notes." There is NO TAX on CASH! This is how they keep it voluntary. Read the definition of "money" in the Wages Protection Act 1983. No one forced you to open a bank account.

If you want to "un-volunteer", it is simple: close your bank account! But keep in mind that you will still be liable for all the tax incurred while that account was opened. Only if you operate solely with cash can you completely un-volunteer.

Of course, anyone operating with cash can still pay tax voluntarily, and the IR will do their best to persuade you to.

I know personally of numerous tax cases that conform exactly to the facts above. And I know of none that contradict it.

So forget all the fancy arguments. They are all true, and they are ALL irrelevant! People are behind bars today (mostly in the US) because they did not realise they had volunteered. So now you know why I no longer argue with the tax man.

One further caveat:

This information will only help you for the next year and a half. By the end of 2012 there will be NO MORE CASH in circulation. So let me be painfully clear that this is NOT a long term solution to the tax issue.

Neo: What evidence do you have that “by the end of 2012 there will be NO MORE CASH in circulation”. For the answer to this click here.



For an enjoyable "dummies guide" to the current monetary/tax system watch the following 30 minute animation entitled "The American Dream film" or to watch Aaron Russo's extensive investigation into the unlawful income tax in America watch his documentary film entitled "Freedom to Fascism" at the bottom of this page.


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